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HSBC cuts mortgage rates

HSBC UK has announced mortgage rate reductions of up to 0.40% across its range ..


Editorial Team | 27th January, 2021


The lender has reduced the cost of two-year standard fixes, two-year fee saver fixes, two-year tracker the as well as five-year standard fixes, five-year savers and five-year premier mortgages as shown below:

  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% have reduced

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 85%, 90% and 95% have reduced

  • 2 Year Term Tracker at 60%, 70%, 75% and 90% have reduced

  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% have reduced

  • 5 Year Fixed Fee Saver at 60%, 85%, 90% and 95% have reduced

  • 5 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% have reduced

In total 30 mortgages have had rates reduced.


Michelle Andrews HSBC UK’s head of buying said: “Despite the obvious challenges, the housing and mortgage markets are quite lively. “This rate cut by us, with 11 mortgages reduced by 0.30 per cent or 0.40 per cent, including those at 90 per cent LTV, means getting onto or up the property ladder with HSBC UK, has become more affordable.”




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